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Financing Solutions Built Around Your Needs.

Fit Capital Solutions is a boutique financial brokerage built by ex-bankers, structuring over $2.0 billion in loan placements since 2017 — connecting established landowners and business owners directly with the lenders who can say yes.

Direct access to Big 5, Schedule 1, credit union & private lenders $2.0B+ in loan placements since 2017 $350M in farm lending placed in the last 18 mo.
About Fit Capital

Packages built by bankers, for bankers.

Fit Capital Solutions is a full-service financial brokerage specializing in agricultural, commercial, and land loan facilities. We’re a boutique firm by design — small enough that every deal gets senior attention, and connected enough that it rarely stays on a desk for long. Our team of seasoned ex-bankers has structured in excess of $2.0 billion in loan placements since 2017, including approximately $350 million in farm lending to primary producers — grain farms, cow-calf operations, and feedlots — in the last 18 months alone.

What sets us apart is access. We leverage a deep network reaching executive-level lenders at all Big 5 banks, Schedule 1 banks, credit unions, and private (B) lenders, so client deals land directly with the VPs who can move them forward. We work with business owners, builders, developers, and investors across Western Canada — most of them established landowners and operations — and we’ve built our process to run smoothly by phone from first conversation through close, without sacrificing the personal attention a complex deal deserves.

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Client

Work closely with the borrower to understand their business, objectives and financing needs, then develop a clear financing strategy that supports both their immediate and long-term goals.

Broker

Prepare concise, well-structured loan packages written by bankers, for bankers—presenting the opportunity clearly and giving lenders the information they need to make informed credit decisions.

Lender

Work on behalf of the client while making the lender’s job easier. Anticipate questions, provide clear and complete information, and help establish a lender-borrower relationship positioned for long-term success.

Our Story

Proven expertise + innovative solutions = tangible results.

2017 - Fit Capital Founded
Fit Capital launches in Calgary, Alberta, focused on structuring and placing construction, commercial and agricultural financing for businesses, developers and agricultural operators.
2019 - Landmark Financing
$30 million debt placement to support a major feedlot expansion, establishing Fit Capital’s growing presence in agricultural finance.
2020 - $200 Million in Total Agricultural Financing
Surpasses $200 million in agricultural debt financed as the firm’s agricultural presence continues to expand across Western Canada.
2021 - Agri Fit Solutions Launches
Agri Fit Solutions is established to provide agricultural businesses with financial management, reporting and advisory services beyond the financing transaction.
2023 - 200,000 Acres Financed
200,000 acres of farmland financed across Western Canada.
2024–25 - $350 Million in
18 Months
More than $350 million in debt placed over an 18-month period, supporting land acquisitions, expansions, refinancing and working capital needs across Western Canada.
2026 - New Chapter of Ownership and $2 Billion in Debt Placements.
Scott Robertson assumes majority ownership in Fit and the team surpasses $2 billion in total financing placed since inception.
Our Services

Financing built around your deal, not a rate sheet.

From ground-up construction to land banking to private equity placement, we structure the facility to fit the business — not the other way around.

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Land Purchase & Expansion

Financing to buy farmland or add acreage to an existing operation. Whether you’re acquiring neighbouring parcels, entering a new region, or buying your first farm, this service structures long-term funding around the land’s value and your operation’s cash flow.

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Refinancing & Debt Consolidation

Existing debt doesn’t always remain appropriately structured as an operation grows. We review the complete debt structure and determine whether refinancing, consolidating, extending amortizations, or repositioning debt could improve liquidity and cash flow.

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Operating & Working Capital

Agriculture requires significant capital before revenue is generated. We structure operating facilities around the actual cash conversion cycle of the operation, including seasonal input requirements, inventory, receivables, livestock, and other working capital needs.

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Equipment Financing

Funding to purchase or lease tractors, combines, sprayers, seeders, trucks, and other machinery. The equipment itself typically secures the loan, allowing you to upgrade or expand your fleet without a large upfront cash outlay.

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Livestock Financing

Financing for buying, breeding, or raising animals, including cattle, hogs, poultry, dairy herds, and other livestock. It can support herd expansion, genetic improvements, and the feed and facility costs that come with growing a livestock operation.

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Construction & Farm Infrastructure

Funding to build or improve the physical structures your operation depends on, including barns, grain bins, storage facilities, greenhouses, irrigation systems, and processing buildings. Funds are generally released in stages as construction progresses.

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Succession & Farm Transfers

Financing that supports passing a farm to the next generation or to a new owner. It helps structure buyouts, family transfers, and partner exits in a way that’s fair to everyone involved while keeping the operation financially sound.

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Bridge Financing

Short-term funding that covers a temporary gap, such as buying new land before selling existing property, or closing quickly on a time-sensitive opportunity. It’s designed to be repaid in a matter of months, typically through a property sale or longer-term financing.

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Construction Financing

Fit Capital can provide access to a range of financing facilities for constructing within the following asset classes: industrial, retail, and residential (single and multi-family). Financing products include letters of credit, builders line of credit, and revolving development loans.

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Interim/Bridge Loans

Fit Capital can help you receive short-term (12 months or less) financing facilities that allow you to secure an asset, providing you with time to move towards the next phase of your strategy.

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Land Servicing

Fit Capital sources finance facilities to assist borrowers in improving raw land for commercial and residential applications.

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Purpose-Built Rental

Fit Capital can source financing products for the construction and long-term holding of multi-family assets specifically built for the rental market.

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Professional Program Financing

Fit Capital can unearth strategic financing specific to professionals in the medical, legal and engineering fields. This includes delivering finance solutions for owner occupied properties, operating lines, equipment, and expansion.

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Leveraged / Management Buyout Financing

Finance the purchase of your (management buyout) or another company utilizing outside capital with Fit Capital’s Commercial Financing services.

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Asset Based & Equipment Financing

Fit Capital sources a range of purchase or re-finance solutions for asset-based and equipment financing. Industries include, but are not limited to, construction, transportation, oil and gas, manufacturing, aviation, and forestry.

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Private Equity

Fit Capital has the experience and resources to bring investment capital to any project or business. We assist in structuring beneficial partnerships between our clients and capital partners, with contacts ranging from high-net-worth individuals to institutional investors.

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OUR APPROACH

From Opportunity to Funding, A Better Approach to Financing

Every transaction is different. We take the time to understand the business and present the opportunity to lenders in a way that gives them what they need to make a decision.

Understand the Deal

Before approaching a lender, we get into the details — the business, financials, security, cash flow and what the client is ultimately trying to accomplish.

Structure the Financing

We determine the right amount, structure and type of capital for the transaction — whether that's conventional financing, a combination of facilities, or an alternative solution.

Built by Bankers for Bankers

Our team understands how lenders assess risk. We prepare clear, comprehensive financing packages designed to answer the questions lenders and credit teams will ask.

The Right Lending Partner

We identify lenders with the right appetite for the transaction and leverage relationships across banks, credit unions and alternative capital providers. We want to find the right Fit!

Coordinate the Process

We coordinate communication between the client and lender throughout the financing process, helping address information requests, negotiate terms and work through financing conditions as the transaction progresses

Approval and Funding

A financing approval is only part of the job. We stay involved through documentation and funding, working with the client, lender and legal counsel to satisfy conditions and ensure everyone has what they need to move the transaction to closing as quickly and efficiently as possible.

Financial partners

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Canadian Banks
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Credit Unions
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Mortgage Investment Corporations
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Mezzanine Lenders
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Pension Funds
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Life Insurance Companies
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Trust Companies
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Foreign Lenders
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CMBS
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Private Investors (Debt & Equity)
Reviews

What clients say once the deal is done.

Real client testimonials, currently published on fitcapital.ca.

Our Team — Fit Capital Solutions
Agricultural · Commercial · Land Financing — Western Canada

Delivering results in a complex world.

Meet the people behind Fit Capital and Agri Fit Solutions — bankers, brokers and operators who bring decades of hands-on experience to every deal.

FAQ

Questions we hear before the first call.

Answers to the questions business owners, producers and investors ask us most before getting started. If your question isn't covered here, reach out through the form below and we'll get back to you within one business day.